Preparing a To-Do List Before You Leave

Starting with a clear plan

Once you have decided where you want to move and set a rough date, the practical work begins. Emigrating involves tasks like visa applications, shipping logistics, and closing accounts, all spread over many months. Without a system to track them, things get missed or left until the last minute.

A straightforward to-do list, organised by time period, gives you a clear view of what needs doing and when. You can use a notebook, a spreadsheet, or one of the many free task apps available. The format matters less than the habit of checking it regularly and ticking off completed items.

Breaking the process into phases helps prevent that overwhelmed feeling that often hits around the halfway mark. Most people find it useful to work backwards from their departure date, grouping tasks into roughly three stages: early preparation, the middle months, and the final weeks.

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Twelve months to six months before departure

This early phase is about laying groundwork. Many people assume a year is plenty of time and delay getting started. In practice, certain tasks take longer than expected, and starting early means a delayed visa decision or a missing document won't derail your entire timeline.

Check all passports in your household. Most countries require at least six months of validity remaining on arrival, and some ask for more. If any passport needs renewing, apply through the HM Passport Office well ahead of time. Processing currently takes around ten weeks on average, though delays can occur during busy periods or due to staffing issues.

Gather original copies of personal documents. These typically include birth certificates, marriage or civil partnership certificates, divorce decrees, and any relevant academic or professional qualifications. Your destination country may require certified translations or apostille stamps, so research their specific requirements early.

Begin the visa application process if you have not already. Timelines vary enormously depending on the country and visa type. Some skilled worker visas involve multiple stages and can take several months to process. Check the official immigration website of your destination country for current processing times and required documents.

This is also a sensible time to review your finances. If you have outstanding debts, speak to your creditors about your plans. Some debts can be transferred to overseas accounts, while others will need settling before you leave. Consider consulting a financial adviser who has experience with emigration if your situation is complex.

Start researching the job market in your destination. Look at typical salaries, in-demand skills, and whether your qualifications will be recognised. Professional bodies in some countries require additional registration or exams before you can practise in certain fields. It's also worth understanding local labour laws and employment rights, as these vary significantly and will affect everything from notice periods to holiday entitlements.

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Six months to one month before departure

The middle phase is when things tend to get busier. You will likely be making concrete decisions about housing, finances, and logistics.

Notify HMRC of your plans to leave the UK. This affects your tax status and any ongoing obligations. GOV.UK has guidance on what to do about income tax, National Insurance, and state pension entitlements when moving abroad. Depending on your circumstances, you may need to complete specific forms or notify particular departments.

Speak to your bank about managing your accounts from overseas. Some UK banks allow you to keep accounts open as a non-resident, while others will close them. You may want to open an account in your destination country before you arrive if possible, as this often requires proof of address and other documentation that can be tricky to obtain initially.

Arrange international health insurance or research the healthcare system in your destination. Once you are no longer ordinarily resident in the UK, NHS access becomes limited, though some reciprocal agreements exist with certain countries and you may retain access in specific circumstances. Check whether your destination has a public healthcare system you can join or whether private insurance is the norm. Also investigate whether any vaccinations are required or recommended for your destination country, as some may need multiple doses spread over several weeks.

Get quotes from international removal companies if you plan to ship belongings. Prices and services vary considerably. Some people find it more practical to sell most items and buy new things after arrival, particularly for destinations where shipping costs are high.

If you have children, research schools and the enrolment process. Waiting lists and academic year start dates differ between countries. Some international schools require applications well in advance.

The final weeks

The last month tends to be hectic regardless of how well you have prepared. Prioritise the tasks that genuinely cannot wait, while keeping a list of things you can realistically handle after arrival.

Cancel or redirect UK services such as utilities, council tax, TV licence, and subscriptions. Set up Royal Mail redirection for your post, which is available for up to twelve months and helps catch correspondence you may have overlooked.

Inform your GP surgery that you are leaving the country. Request copies of your medical records and those of your family members. Ensure any repeat prescriptions are sorted and carry enough medication to cover your initial period abroad, along with a letter from your doctor if needed.

Keep crucial documents like passports, visas, insurance details, and important personal paperwork in your hand luggage rather than checked bags.

Finally, update your contact details with friends, family, and any organisations that may need to reach you. A simple spreadsheet of who to notify can prevent important correspondence going astray.

The Next Step

Now that you have read through the advice above, you might want to put it into practice. Our Moving Abroad Checklist Builder lets you build a personalised checklist for emigrating. Covers visas, finances, healthcare and more. Try it now →